Brits going on holiday to Turkey have been hit with a warning (Image: Getty)
Brits going on holiday to popular destinations like Turkey and Cyprus have been hit with a warning ahead of this summer.
The countries remain two of the most popular places for British holidaymakers, with more than 10 million Brits jetting off to Turkey in 2025 alone, while another 1.3 million flew to Cyprus.
The warning is not to do with the ongoing conflict in the Middle East, but is actually related to car insurance policy laws.
A car insurance expert is warning tourists that they need to check car insurance rules when flying to Turkey and Cyprus because many are unknowingly breaking the law.
Car insurance expert at Free Price Compare, Shay Ramani, who reviewed the insurance requirements, explained the hidden risks facing UK motorists.
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He said: « Many holidaymakers assume their UK car insurance automatically covers them abroad, but Turkey and Cyprus have specific requirements that catch people out. Without the proper documentation, your policy is completely void, leaving you personally liable for any accidents or damage. »
Cyprus presents an especially complex insurance minefield. Car rental insurance purchased in the Republic of Cyprus becomes completely invalid the moment drivers cross into Northern Cyprus. According to QEEQ car rental guidance, standard rental insurance does not cover the Turkish Republic of Northern Cyprus, and drivers must purchase separate insurance at the border. Many holidaymakers discover this only after being stopped by police or, worse, after an accident when their claim is rejected.
Travel insurance policies compound the problem. AllClear Travel explicitly states that Northern Cyprus, which is not internationally recognised, is not covered under their policies. This means British tourists who cross the Green Line dividing the island are not only driving without valid car insurance but also without travel insurance, leaving them exposed to medical bills that could reach £26,100 for a private air ambulance back to the UK.
Breakdown cover adds another layer of risk. Both RAC and AA European breakdown policies typically exclude Turkey and Cyprus from their standard coverage, meaning drivers facing mechanical issues could be left footing the bill for recovery and repairs themselves. Even when Turkey appears in some Zone 3 policies, coverage is often limited to the European side of the country only.
Mr Ramani is advising holidaymakers to check their policy documents carefully before travelling.
He said: « Contact your insurer at least six weeks before departure if you’re taking your own vehicle to Turkey to arrange a Green Card.
“For Cyprus, ask your car rental company specifically about Northern Cyprus coverage and budget for separate insurance at the border. Check your breakdown cover too, as most standard European policies won’t cover these destinations. A few minutes of preparation could save you thousands in uncovered costs or legal penalties. »
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